CoinBank brings the power of decentralized, on-chain finance to everyday people—with the simplicity of a modern bank and the integrity of foundation-led oversight.
Traditional and even “digital” banks keep control; DeFi gives freedom but can be complex.unifies both: you hold your keys, assets settle on-chain, and financial logic runs via audited smart contracts—wrapped in a friendly, familiar UX.
Your money is controlled by institutions, not you.
Excessive transaction fees and unclear pricing structures.
Traditional banks offer minimal investment choices with low returns.
Limited ability to learn from successful investors.
Make borderless, investment-grade banking accessible, transparent, and user-owned—without sacrificing governance, safety, or compliance.
AI-powered portfolios with tokenized assets and DeFi yields.
Transparent blockchain transactions with minimal costs.
You own your keys, you own your money — completely decentralized.
Copy successful strategies and build wealth together.
Experience the next generation of banking, powered by blockchain, driven by AI, and designed for people.
Explore our suite of decentralized financial tools built to give you control, transparency, and growth.
AI-powered portfolio management with tokenized assets, DeFi yields, and automated rebalancing for optimal returns.
Premium metal cards with instant crypto-to-fiat conversion, worldwide acceptance, and exclusive RZ member benefits.
Follow top investors, copy successful strategies, and build wealth together with our community-driven platform.
Blockchain & settlement layer
All smart contracts and proofs operate on RZChain, ensuring transparent and tamper-proof transactions.
Gamified staking & yield generation
Mining rewards and referral yields directly feed into Smart Investment Accounts.
Token analytics & community voting
Real-time rankings influence AI-driven investment strategies inside CoinBank.
DeFi & RWA coverage
Provides smart-contract insurance for all RZ financial products and digital assets.
Long-term investment reservations
Powers the “Pay-Later” investment system and updates token pricing for future allocations.
Governance & compliance oversight
Ensures full transparency, audits, and compliance across the entire ecosystem.
All smart contracts and proofs operate on RZChain, ensuring transparent and tamper-proof transactions.
Mining rewards and referral yields directly feed into Smart Investment Accounts.
Real-time rankings influence AI-driven investment strategies inside CoinBank.
Provides smart-contract insurance for all RZ financial products and digital assets.
Powers the “Pay-Later” investment system and updates token pricing for future allocations.
Ensures full transparency, audits, and compliance across the entire ecosystem.
Stake and diversify with live APY, auto-compound, and AI suggestions. Withdraw anytime; your funds always stay in your wallet.
Spend from your on-chain balance anywhere major cards are accepted, with instant settlement and auto-conversion.
Own fractional gold, real estate, and more—provable, auditable, and liquid on-chain.
Data-backed, bias-resistant credit using your on-chain reputation.
On-chain coverage for investments, RWA, and credit pools.
MetaMask, Trust Wallet, or RZ Wallet
Invest, insure, borrow, or spend.
Audited contracts execute; you stay in control.
Your Questions, Answered
Download the app, connect your wallet, and start investing with transparency.
