Last Updated: October 2025

Terms of Use

01

Introduction

Welcome to CoinBank, a decentralized digital banking platform powered by RZChain. By accessing or using our website, platform, mobile application, or any of our services (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree, please discontinue using our Services immediately.

CoinBank operates as part of the RZ Ecosystem, which includes related projects, tokens, and platforms built on RZChain technology.

02

Eligibility

You must be at least 18 years old (or the age of legal majority in your jurisdiction) to use CoinBank. By using our Services, you confirm that you are legally capable of entering into a binding agreement and that your use of CoinBank complies with all applicable laws and regulations in your country or region.

03

Nature of the Service

CoinBank is a decentralized finance (DeFi) platform that enables users to manage, exchange, and hold digital assets and stablecoins such as RZUSD, RZCoin, and other ecosystem tokens.

We are not a traditional bank.

All operations are powered by blockchain technology, smart contracts, and decentralized governance mechanisms.

04

User Responsibilities

By using CoinBank, you agree to:

• Use the Services only for lawful purposes.

• Not engage in any activity that could harm, disable, or interfere with the platform’s functionality.

• Maintain the security of your private keys, passwords, and wallet access credentials.

• Accept full responsibility for all transactions executed through your wallet or account.

CoinBank does not have access to your private keys and cannot recover lost access or stolen assets.

05

Risk Disclosure

Digital assets are volatile and may lose value.

You understand and accept that:

• The value of tokens may fluctuate significantly.

• Smart contracts, while audited, may contain unforeseen vulnerabilities.

• Blockchain transactions are irreversible.

By using CoinBank, you acknowledge that you assume all financial risks associated with digital asset management.

06

Privacy and Data

CoinBank respects your privacy and is committed to protecting your personal information.

We collect minimal data necessary to improve the user experience and comply with applicable laws.

07

Intellectual Property

All trademarks, logos, names, and designs related to CoinBank and RZChain are the property of the RZ Foundation or its affiliates.

You may not copy, modify, distribute, or use any content from our platform without written permission.

08

No Financial Advice

Content provided by CoinBank, including information, charts, or token details, is for informational purposes only.

Nothing on our platform constitutes financial, legal, or investment advice.

You should conduct your own research or consult with a qualified professional before making any financial decisions

09

Limitation of Liability

CoinBank and its affiliates shall not be liable for:

• Any loss of funds due to user error, system failure, or unauthorized access.

• Any indirect, incidental, or consequential damages arising from your use of the Services.

Use of the platform is at your own risk.

10

Changes to Terms

We may update or modify these Terms from time to time.

The “Last Updated” date will be revised accordingly.

Continued use of the Services after any changes indicates your acceptance of the updated Terms.

11

Governing Law

These Terms shall be governed by and construed in accordance with the principles of decentralized governance under the RZ Foundation, in addition to applicable international digital finance regulations

12

Contact

If you have any questions about these Terms or RZ Bank’s services, please reach out to us through our Contact Us page.

Contact Us